PRODUCT: COLLECTION

In Colombia, the average collection time is 59 days.
What if you collected this week?

fluX connects Bre-B and all your payment channels into a single platform. Without chasing. Without waiting.

94%

collection rate

$3.2B

collected this month

T+0

settlement time

100%

automated matching

What makes collection smart?

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Universal acceptance

Receive payments from any bank, wallet, or payment rail, with a single API connecting the entire financial ecosystem.

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Real-time reconciliation

Automatic matching of payments with invoices to instantly know who paid, without manual intervention or human error.

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Behavioral prediction

Predictive models that identify payment patterns to know who pays on time, who pays late, or who is going to default before it happens.

WhatsApp

WhatsApp Collection Agent

Your automated agent that sends personalized reminders, answers FAQs about invoices, and processes payments directly in the chat without friction.

PCI DSS

PCI-DSS Tokenization

Securely store your customers' payment credentials and cards in ultra-secure encrypted vaults for immediate one-click payments.

Domiciliación

Automated Direct Debit

Schedule automated recurring charges, ensuring on-time collections month after month with no manual effort for your team.

SMART COLLECTION AGENT

Your collection requests don't just send a link; they open a conversation

The fluX WhatsApp Agent interacts with your clients naturally, sending friendly reminders before the due date, answering FAQs, and allowing them to process the payment directly in the conversation without annoying redirects.

Preventive reminders: Automated alerts before the due date to prevent delinquency.
Integrated 1-click payment: Connected with PSE, Bre-B, bank cards, and more.
Smart automated replies: Clarify questions about amounts or invoices instantly.

The Power of fluX in Practice

Three ways we transform your business operations.

Story 01

47 overdue invoices.

A system that knows exactly which one to collect first, how to do it, and which channel each customer prefers.

Story 02

A customer pays via Bre-B at 9:12 AM.

By 9:12 AM and 1.2 seconds, they are already matched with their invoice, reconciled, and registered with the DIAN.

Story 03

Before it reaches your desk.

Before any issue reaches your desk, fluX already knows how much you will collect over the next 30 days and shows it to you on a single screen.

Use Cases

For utility companies

Millions of customers and hundreds of channels, with Bre-B and virtual accounts that reconcile on their own.

For education and healthcare

Bre-B, PSE, cash, and transfers, with all your payment channels under a single reconciliation.

For distributors

Optimize collection times and reduce overdue accounts receivable through automated dunning and integrated WhatsApp.

PSST...

What if the money just arrived on its own?

Schedule a personalized 15-minute demo and we'll show you how fluX One optimizes your financial operations from day 1.

  • Integration times in days, not months.
  • Developer-grade API documentation.
  • Dedicated local support.

WHAT DO YOU NEED?