What if everything were easier?

Pay, collect, reconcile, decide

The B2B payment and orchestration platform that connects your banks, local payment channels (Bre-B, PSE, ACH), and ERP. Automate your entire financial cycle in real time, without manual processes or impossible month-end closes.

Innovation in the ecosystem Bre-B
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The impact of fluX One in numbers

98.2%
Automatic reconciliation match rate in bank ledger and ERP.
< 2s
Confirmation and settlement time for instant local payment rails.
4 days
Average collection cycle length, reduced from the 59-day market standard.
0
Manual Excel files needed to reconcile accounts or schedule payouts.

Pay, collect, reconcile

Three moments of money that fluX One connects — with intelligence integrated at every step.

Haz clic para explorar cada módulo
Disbursement

Limitless Disbursement

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Thousands of payments in a single click with immediate settlement and real-time channel optimization.

  • Thousands of payments in a single click
  • Immediate settlement 24/7
  • Real-time channel optimization
Learn more →
Collection

Smart Collection Instant Rails

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Accept money from any source in a single integration with automatic real-time reconciliation.

  • Instant multi-rail integration
  • Automated Reconciliation T+0
  • AI Delinquency Prediction
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Inteligencia

Business Intelligence

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Become a proactive leader. Predict delinquency and optimize cash flow with AI.

  • AI delinquency prediction
  • At-risk portfolio alerts
  • Cash flow analysis
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UNA SOLA CONEXIÓN, todo el dinero fluyendo

Sin importar con qué banco operas, qué billetera usa tu cliente o por dónde llega el pago — fluX One lo recibe, lo procesa y lo concilia, todo en tiempo real. Sin que tu operación se detenga.

fluX 3D Waves

El mercado necesita velocidad, el tiempo es el nuevo interés

Con fluX, el dinero llega y está disponible al instante, sin esperas, sin horarios, sin límites, solo fluir.

T+0

Liquidación instantánea,
el dinero llega, el dinero está disponible

24/7

Sin horarios bancarios,
sin esperar al día siguiente

3.8B

TX anuales en PSE / Bre-B

80%

del valor B2B en CO

Nexa

Muy pronto llegará

Nexa by fluX

THE SMARTEST COLLECTOR YOU HAVE EVER HAD

Nexa centralizes all your customers' recurring payments: invoices, direct debits, top-ups, and smart alerts. Fully automated, all in real-time. And when it's time to collect, Nexa doesn't send a link — it opens a conversation.

🔔

1. WHATSAPP AGENT

98% of users have WhatsApp. Nexa collects payments there. It doesn't send reminders — it manages the collection: checks balances, answers questions, and closes the payment without any human intervention. A collection via WhatsApp has 5 times more opens than email.

💳

2. AUTOMATIC DIRECT DEBIT

Cobro automático mensual vía tokenización. Prevent service cuts and secure timely collection with zero manual intervention.

⚡

3. ONE-CLICK BILL PAYMENT

Your customers see all their outstanding invoices in one place and pay with a tap. Sin entrar a múltiples portales, sin esperas, sin fricciones.

📊

4. BEHAVIOR VISIBILITY

Know what invoice each customer paid, when, and how. Detect delinquency patterns before they happen — with real-time dashboards connected to fluX BI.

What if everything were easier?

Payments that think

→

We don't just process — we anticipate delinquency, optimize channels, and inform decisions. That is smart payment.

Real-time execution, 24/7/365

→

Process payments and disbursements in seconds, regardless of the bank, day, or time. Money never stops.

Total visibility

→

Real-time executive dashboards. Know who paid, who didn't, and who is going to fail. Actionable information, not just reports.

End-to-end automation

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From collection to accounting reconciliation. No manual tasks, no errors, no chasing invoices.

Bank-grade security

ISO 27001:2022

Comprehensive information security management

PCI DSS

Compliance for the protection of cardholder data

Certified data protection

ISO 27001 and PCI DSS validate our security controls. End-to-end encryption. Secure storage. Continuous audits.

24/7 Monitoring

Real-time anomaly detection. Automatic alerts. Full traceability of every transaction.

PSST...

We arrived so that flowing is for everyone.

Schedule a personalized 15-minute demo. We will show you how fluX integrates with your ERP and optimizes your operations from day 1.

  • Integration in days, not months.
  • Developer-grade API documentation.
  • Dedicated local support.

WHAT DO YOU NEED?